ISD Corporation

Self-Managed Suite

To allow merchants even greater flexibility and control over their payment systems, ISD offers merchants end-to-end solutions for self-managing their payment processing needs. ISD Self-Managed Payment products can eliminate expensive processing costs by allowing authorizations and other transactions to occur in-house.
  • ISD Pre-Paid/Gift Card: Merchants are increasingly taking advantage of the latest innovations in pre-paid, stored value and gift card promotions to reduce processing costs, broaden their customer base, and boost average ticket sales. Pre-paid, stored value, and gift card applications can interface with multiple point-of-sale, web, and interactive voice authorization systems. Once you choose to implement a simple gift card program, the program can expand to include additional promotional, consumer loyalty, and marketing opportunities. ISD Pre-Paid/Gift Card solutions limit changes to existing point-of-sale systems, eliminate the rising costs of external gift card services, and allow merchants to experience continuous returns on their attempts to acquire and maintain customers.
  • ISD Check Authorization: Since superior service has evolved into the key method by which customers judge merchants, long lines at the checkout counter are a liability. However, merchants must simultaneously reduce their exposure to fraud without alienating customers. To address these concerns, ISD Check Authorization solutions allow merchants to selectively process checks based on negative and positive customer information files stored in a merchant or payment processor database—these files can then be used to obtain instant check approval, decline, or non-participant responses. Merchants can view reports detailing account status, bad checks, and payments made against those checks. ISD Check Verification solutions streamline checkout processes, increase profitability by reducing losses from bad checks, and reduce handling costs.
  • ISD House Charge: ISD House Charge solutions allow merchants, regardless of size, to implement and manage their own house charge systems, providing rapid payments and convenience for employees and preferred or pre-screened customers, such as other businesses. ISD House Charge offers an end-to-end method for verifying requests against an internal account management system, interacting with an accounts receivable system, and accepting or declining requests based on account balance. Merchants can eliminate the fees charged by banks for accepting bank credit and debit cards and avoid third-party fees to implement and support a house charge system—efficiencies that drive bottom line results.
  • ISD Signature Capture and Retrieval: ISD Signature Capture solutions provide merchants with the ability to securely store and retrieve electronic receipts on-demand. Transaction-level data, including transaction total, card type, account number, authorization code, and the cardholder's signature, is electronically captured and stored. The data can then be easily retrieved and reviewed to speed the resolution of charge-back scenarios. ISD Signature Capture solutions ensure customer loyalty by expediting the checkout experience while virtually eliminating bank charge-backs and the need to store and manually retrieve paper receipts.
For more information on ISD products and services, call us at 800.547.6719, email us at info@isdcorporation.com, or submit a contact request.


"

Using ISD software, we reduced our average processing time for credit card purchases from over 30 seconds to approximately 2-3 seconds per transaction."

- Jef Fite, CIO
Family Christian Stores